This page provides some information
not specific to the Wayne Adult Community Center,
but of importance or possible interest to seniors.
Click the links below to go directly to:
Other important phone numbers
Medicare Part D Examples
Keep Windows XP Going Like the Battery-Ad Bunny
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Phone Numbers of Some State-Wide Seniors-Oriented Organizations |
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| NJ 2-1-1 |
211 |
Connects you to rsource specialists who can guide you to agencies where you can
get help in dealing with urgent needs or everyday concerns.
They can direct you to state and local health and human services
agencies, food banks, and more. It is free and confidential. |
|
NJ EASE |
1-877-222-3737 |
One-stop information line connects
seniors |
|
Office of Support Services for the Aged |
1-800-792-9745 |
Information on benefit programs including |
|
Division of Aging and Community Services |
1-800-792-8820 |
Connect to a State Health Insurance Program counselor |
|
Healthcare Advocate Volunteer Effort |
1-800-792-8820 |
Report suspected Medicare or Medicaid abuse. |
|
Office of Long Term Care Options |
1-877-856-0877 |
Explore community-based alternatives to |
|
Adult Protective Services |
1-800-792-8820 |
Report
abuse,
neglect, or exploitation |
|
Nursing Home Hotline |
1-877-792-9770 |
For complaints regarding long-term care facilities. |
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Other Important Phone Numbers and Addresses |
||
| NJ POISON CONTROL CENTER EMERGENCY NUMBER |
1-800-962-1253 | In case of poisoning or suspected poisoning |
| PERSONAL CRISIS HOTLINE (National) | 1-800-SUICIDE | If you're in suicidal,
emotional
or family crisis. There are also local centers in Morristown (973-540-0100) and Montclair (973-744-6522) |
|
New Jersey Division of Consumer Affairs |
Telephone: 973-504-6200 |
Report fraud or other consumer
difficulties,
and get help. |
| Crime Victims services |
State Office of
Victim-Witness
Advocacy NJ Division of Criminal Justice P.O. Box 085 Trenton, New Jersey 08625 (609) 588-7900 |
Support and information |
|
New Jersey Department of Environmental Protection |
609-292-2885
|
Information
and news about the environment in the state. |
| Help for victims of Identity Theft |
Federal Trade Commission, Consumer Response Center 600 Pennsylvania Ave. N.W., Washington, D.C. 20580 877-idtheft or 877-382-4357 Credit bureaus Trans Union, Fraud Victim Assistance Dept. P.O. Box 6790, Fullerton, CA 92834 800-680-7289 Equifax, P.O. box 740241, Atlanta, Ga. 30374-0241 800-525-6285 Experian, P.O. Box 1017, Allen, Texas 75013 800-301-7195 |
Report identity theft
IMMEDIATELY, to reduce your liability. |
| National Do Not Call Registry for telemarketers | 888-382-1222 List takes effect in October, 2003 |
Register to forbid most telemarketing calls |
|
New Jersey Transit |
(800) 772-2222 in NJ |
Bus and train information - fares, schedules, services, etc. |
| Disposal of - Electronics Hazardous Waste |
http://www.passaiccountynj.org/departments/naturalresources/hhw.htm
|
|
| Monthly premium: |
Depends
on the plan |
Monthly premium in the examples: | $37 | ||||
Price of the drugs | You pay | Medicare pays | |||||
|
First | $250 | 100% | $250 | 0% | $0 | ||
|
Next | $2,000 | 25% | $500 | 75% | $1,500 | ||
|
Next | $2,850 | 100% | $2,850 | 0% | $0 | ||
|
After that: | (No limit) | 5% | 95% | ||||
|
Example 1 -:If the monthly price of your medications is: | $100 | ||||||
| Month | Drug price | You pay | Medicare pays | Your out-of-pocket cost for drugs |
Your cost including premiums | You save | |
| January | $100 | $100 | $0 | $100 | $137 | -$37 | |
| February | $100 | $100 | $0 | $200 | $274 | -$74 | |
| March | $100 | $63 | $38 | $263 | $374 | -$74 | |
| April | $100 | $25 | $75 | $288 | $436 | -$36 | |
| May | $100 | $25 | $75 | $313 | $498 | $3 | |
| June | $100 | $25 | $75 | $338 | $560 | $41 | |
| July | $100 | $25 | $75 | $363 | $622 | $79 | |
| August | $100 | $25 | $75 | $388 | $684 | $117 | |
| September | $100 | $25 | $75 | $413 | $746 | $155 | |
| October | $100 | $25 | $75 | $438 | $808 | $193 | |
| November | $100 | $25 | $75 | $463 | $870 | $231 | |
| December | $100 | $25 | $75 | $488 | $932 | $269 | |
|
Example 2 -:If the monthly price of your medications is: | $500 | ||||||
| Month |
Drug Price | You pay | Medicare pays | Your out-of-pocket cost for drugs |
Your cost including premiums | You save | |
| January |
First | $250 | $250 | $0 | $250 | $287 | -$37 |
|
Next | $250 | $62.50 | $188 | $313 | $313 | $188 | |
| February | $500 | $125 | $375 | $438 | $512 | $489 | |
| March | $500 | $125 | $375 | $563 | $674 | $827 | |
| April | $500 | $125 | $375 | $688 | $836 | $1,165 | |
| May |
First | $250 | $62.50 | $188 | $750 | $935 | $1,315 |
|
Next | $250 | $250 | $0 | $1,000 | |||
| June | $500 | $500 | $0 | $1,500 | $1,722 | $1,278 | |
| July | $500 | $500 | $0 | $2,000 | $2,259 | $1,241 | |
| August | $500 | $500 | $0 | $2,500 | $2,796 | $1,204 | |
| September | $500 | $500 | $0 | $3,000 | $3,333 | $1,167 | |
| October | $500 | $500 | $0 | $3,500 | $3,870 | $1,130 | |
| November |
First | $100 | $100 | $0 | $3,600 | $4,007 | $1,093 |
|
Next | $400 | $20 | $380 | $3,620 |
| ||
| December | $500 | $25 | $475 | $3,645 | $4,089 | $1,911 | |
Below are
links to some Web sites that contain valuable information
Click on any address to be taken to that site*.
AARP (American Association of Retired People): www.aarp.org
Area code locater: www.LincMad.com/locator.html
Biographies: www.biography.com
Computer technical terms defined: www.whatis.com
Computer time - how to make yours more productive and fun:
www.aarp.com/comptech/learning/qtips
Consumer information federal center: www.pueblo.gsa.gov
Credit Report Request (for your free annual credit report):
Copy this Web site address and paste it into your Web browsers' address bar:
https://www.annualcreditreport.com/cra/order?mail
Crime victims, national center for: www.ncvc.org
Dictionary (uses 300 online dictionaries): www.onelook.com
Donate rice to the hungry, at no cost to you: www.thehungersite.com
Eldercare information: - Nursing home ratings, sources of help, cost
information, etc. www.carescout.com/
Federal general information site: www.firstgov.gov
Federal legislation (and the federal legislature): http://thomas.loc.gov/
Funeral consumer information: www.funerals.org
Food and Drug Administration (FDA) www.fda.gov
Risks of buying medications online www.fda.gov/oc/buyonline
Health information, general: www.healthscout.com
How-To site (how to do almost anything, such as
unclog a sink, deliver puppies, incorporate a business,
shuck oysters, parallel park, and many others: www.ehow.com
Identity theft government site: www.consumer.gov/idtheft
Medical information:
Merck Manuals: www.merck.com
This site is of course oriented to medical orthodoxy, but it has a
wealth of valuable information.
New Jersey county and municipal Web sites: www.state.nj.us/localgov.htm
New Jersey state government site: www.state.nj.us
New Jersey Transit Reduced Fare Program: www.njtransit.com/sf_tr_fo_reduced.shtml
New Jersey Transit schedules: www.njtransit.com/sf.shtml
Newspapers, northern New Jersey:
The Record (and Herald
News) www.bergen.com
The Star Ledger www.nj.com
Northern New Jersey nearby towns Web sites
Bloomingdale http://www.pe.net/~rksnow/njcountybloomingdale.htm
Butler http://www.pe.net/~rksnow/njcountybutler.htm
Fairfield http://www.fairfieldnj.org
Kinnelon http://www.kinnelon.com/
Lincoln Park http://www.lincolnpark.org
Pequannok http://www.pequannocktownship.org/
Ringwood http://www.ringwoodnj.net /
Totowa http://www.totowa.com/
Wanaque http://www.wanaqueborough.com/alternative/home.htm
Wayne
www.waynetownship.com
www.wayneweb.com
West Milford http://www.township.west-milford.nj.us
Passaic County historical sites: www.passaiccountynj.org/history/history.html
Quotations lookup site: www.quotationspage.com
Reference, general information: www.refdesk.com
Reverse phone directory: www.reversephonedirectory.com
Seniors' assistance program: benefitscheckup.org
Seniors, federal programs for (benefits, services): http://www.state.nj.us/health/senior/federalbenefits/index.html
Seniors general Web site:
www.zelgo.com
Seniors' online weekly Internet magazine: www.grandtimes.com
Seniors, New Jersey state programs for: http://www.state.nj.us/health/senior/benefits/index.html
Time anywhere in the world: www.timeanddate.com
U.S. legislation and legislature: See "Federal"
Veterans search site: www.gisearch.com
Virus and worm hoax-warning site: www.data-fellows.com/news/hoax
Vision-impaired people's Resources: www.lighthouse.org
Weather disaster preparation: www.weather.com/safeside
Weights and measures conversion: www.megaconverter.com
Eight Ways to Keep Windows XP Fresh
In order to hasten the demise of the Windows XP operating system and improve the lackluster sales of Windows Vista, Microsoft announced that after June, 2008, manufacturers of new computers would no longer be allowed to ship machines with Windows XP. In the face of a major outcry, the deadline was extended several times, and legal sales of XP didn't end until the summer of 2009, shortly before the release of Windows 7, the successor to Vista, which latter had been roundly criticised and generally rejected by businesses and knowledgeable consumers. For awhile, purchasers will still be able to obtain a machine with XP if they pay for a "downgrade” to XP from one of the more expensive flavors of Vista or Windows 7 (that way, the Evil Empire can force you to pay for its newest OS even if you don't want it, but at the least you'll get the OS that you desire), and Microsoft will provide security updates to Windows XP until sometime in 2014.
So Windows XP promises to have a long life. Therefore it’s desirable to keep it running well if you're lucky enough to still have it. In the May 15, 2008 issue of the Windows Secrets newsletter, there was an excellent article on ways to do that. Below are some of the salient recommendations:
1. 1. Don’t buy the newest version of software unless you need one or more of its features, and if your hardware is working well, don’t upgrade drivers just because upgrades are offered free of charge.
2. 2. Rule 1 does not apply to security software and services: Keep antivirus and other antimalware programs up to date, as well as Web browsers and media players such as Quicktime and Flash.
3. 3. Rule 1 also need not apply to utilities that are designed specifically for XP. Some of them can improve the OS or add useful features. Be cautious, though.
4. 4. If you need new hardware of any kind, make sure it is compatible with XP rather than having been designed primarily for Vista or Windows 7.
5. 5. Review the list of programs that start automatically with Windows, and disable the automatic start of programs that you don't need running continuously in the background and sapping computer resources (such as Realplayer and Adobe Reader). The Startup tab in msconfig (a built-in component of XP) will reveal some of them. The program StartupCPL (available from http://www.mlin.net/StartupCPL.shtml) will reveal more, and Autoruns (available from http://technet.microsoft.com/en-us/sysinternals/bb963902.aspx) can show them all. Just don’t disable anything you’re not absolutely sure about.
6. 6. Get rid of files that you don’t need. Not only do they take up space unnecessarily, they slow down disk access. Delete what you will never need again, and store files that you might never need again in an offline medium such as a CD, a DVD, or a flash drive.
7. 7. Use XP’s built-in Disk Cleanup tool to get rid of junk files, and run the command:
del /s /q "C:\Documents and Settings\yourname\Local Settings\Temp\*.*" (where 'yourname' is your Windows user name) to get rid of some files that Disk Cleanup does not address.
8. 8. Defragment the hard disk and check it for
errors, periodically (your Webmaster defragments once a week and checks for
disk errors monthly). You can use XP’s
built-in task scheduling feature (available in the System Tools folder) to
schedule those things. [Note added by your webmaster: For defragmentation however, the free utility program
jkDefrag, available from www.kessels.com, and its successor Mydefrag, available from www.mydefrag.com for advanced computer users, are recommended by several experts as superior to the defragmenter built into Windows.]
For the full text of the cited article, go to: http://windowssecrets.com/2008/05/15/03-Keep-XP-fresh-until-Windows-7-arrives
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*
Each site
was checked before being listed on this page. However, just as new
sites appear
daily on the World Wide Web, existing sites move or disappear.
Therefore,
when you click on a site listed here you may get a message stating that
it
could not be found. If that happens, we would appreciate your
advising us
of that fact (click on "Email the Webmaster" button at the left).
We will try to find the new location and if that fails, we will
try to
find a site that has similar information. In any case, we will
advise
you of our results, via Email.
Although
we believe that these sites
may be useful to you, their inclusion here is not meant to imply
endorsement.
As
new sites of interest or
importance come to our attention, we will add them.
This
page was last updated on the date shown at the right on the last line
below.
Updated 9/19/2009